Benefit Amount:

Percentage Payable: 
80% for drug ingredient costs,
100% for all other health expenses, except 80% for Breast Prosthesis

Drugs Deductible:                     
Nil

Other Deductible:                     
Nil

Calendar Year Maximum:            
$1,000,000 per individual

Lifetime Maximum Benefit:          
$1,000,000 per individual

Drugs:  
Covered by Reimbursement at 80% for drug ingredient costs

Private/Semi-Private Hospital:     
None 

Convalescent/Rehabilitation Hospital (Within Home Province):
Semi-Private room & board rate for a maximum of 120 days per period of disability, provided disability commences prior to age 65.

Local Ambulance Benefit: 
$200 per disability

Air Ambulance Benefit:  
Combined with Ground Ambulance Benefit

Out of Hospital Nursing:  
$10,000 every 3 years

Health Practitioners Benefit: 

Calendar Year Limits: 
$1000 per practitioner
Chiropractor, Osteopath, Naturopath, Chiropodist/Podiatrist,   includes one X-Ray per type of Practitioner.

Speech Therapist   
$300 per calendar year

Licensed Clinical Psychologist 
$200 per calendar year

Physiotherapist   
$12.50/visit, maximum of $250

Registered Massage Therapist 
$250

Accidental Dental:  
$5,000 per accident

Durable Medical Equipment & Supplies: 

Breast Prosthesis  
Once every 5 years at 80%

Surgical Stockings  
2 pair per calendar year

Surgical Brassieres  
2 per calendar year

Wigs     
Once per lifetime

Glucometer   
Once per lifetime

Orthopedic Shoes Or Orthotics, Combined: 
One pair every 3 years to a maximum of $500

Hearing Care Benefit:  
$2,000 per person in any 60 month period, including repairs and replacement.