The Hospital Cash Benefit provides a benefit in the event of extended hospitalization, to active, full-time Members under age 70 and their eligible Dependents over the age of 14 days.  The benefit can be used to pay for any expenses you wish and receipts are not required.

The plan will pay an eligible Protected Person a daily benefit of $150.00 for the first 120 days while such person is confined to a hospital for 3 consecutive days or more and under the care of a licensed physician.  Benefits are retroactive to the first day of hospital confinement.  The total hospital days will be equal to the total number of days billed by the hospital as shown on the hospital discharge papers.  The period of hospitalization must be necessary because of injury, illness or childbirth and begin while insurance under this Policy is in force.

Protected Person means a covered Member and his/her eligible Spouse and Dependent children more than 14 days of age.

If any injury or illness requires more than one period of hospitalization then the maximum benefit period of 120 days in a hospital will be reinstated provided that at least 61 days has elapsed between such periods of hospitalization.

How to File a Hospital Cash Claim

Claim forms can be obtained from the Trust Fund’s administrator’s Claims Office at:

Benefit Plan Administrators Limited
2-1793 Dundas Street East
London, ON N5W 3E7
Phone No: 519-453-3340
Toll Free: 1-877-513-3340

Before submitting the claim form, ensure that all questions have been answered, that you have signed your name and clearly identified yourself by full name, return mailing address and your employer and Union.   Faulty or missing information will only result in a delay in processing your claim.

You must attach a copy of the Hospital’s Discharge Summary and Invoice to your claim form.